If you’re looking to attend cosmetology school, you can rest assured knowing there are both federal and private financial aid options for you to take advantage of. — When it comes to financial aid, many people might think that it only applies to traditional two-year and four-year colleges. This means students that are attending a professional school, such as cosmetology school, might be unsure if they qualify for any federal or private financial aid.

To pay for a Ph.D., exhaust options for free money, including scholarships and grants, first. Your school can help you find them. Then consider federal and private student loans to cover additional costs of your Ph.D. program. — Getting a doctorate is a big commitment. Like any form of higher education, it takes a lot of time and can cost a lot of money. Fortunately, you can tap into many resources to pay for it. In this guide, we’ll explain how to pay for a PhD, and we’ll…

An increasing number of student borrowers are looking for payment relief by reducing their interest costs through student loan refinancing. The question is, can you refinance your student loans before you graduate? The answer is yes. — Below, you will see why it may make sense to refinance before you graduate and what to keep in mind before doing so. On this page: What to consider when refinancing before graduation

You can use both federal and private student loans to pay for your education. You should try to get federal student loans first, which you can apply for by completing the FAFSA. Then get private student loans to cover your remaining expenses. — If you want to earn a degree, chances are good that you will need to figure out how to get a student loan. Taking on a large amount of debt just to earn a diploma can be intimidating. However, borrowing for school is often a worthwhile investment.

Just about everyone has heard about student loans. They are constantly mentioned in the news — often with much scrutiny and, more often than not, in a negative light. — While it would be nice to attend college for free or without having to take on debt, the truth is that student loans are often necessary for those looking to obtain a higher education — especially considering the rate of increase in average college tuition.

Student loan debt can affect your ability to get a mortgage and buy a home by increasing your debt-to-income ratio and reducing the amount you can save for a down payment. This guide will help you avoid these issues. — Student loan debt is rising at a troubling rate. In fact, according to LendEDU’s average student loan debt statistics, there is $1.52 trillion in outstanding student loan debt in the United States. Homeownership rates, on the other hand, are falling — particularly among millennials.

Law school is expensive. To pay for it, explore all your options for grants and scholarships. Once you’ve exhausted free funding, consider federal student loans before taking out private loans to cover additional costs. — Earning a law degree can be a worthy investment in your future earning power. Unfortunately, law school can also be expensive, and the average law school debt can be prohibitively high.

Checking your credit score has become incredibly easy in recent years. There are a number of websites and apps that can offer you a glimpse of your credit health, one of them being CreditWise from Capital One. — Capital One is a credit card company that offers its account holders a view of their credit. Their CreditWise service was launched in 2014, and it’s a popular product that has now been opened up to the public. The real question is, however, is CreditWise worth getting? …

Are you making separate student loan payments each month on student loans? You may want to consider consolidating your student loans. Student loan consolidation and refinancing can help relieve some of the pain caused by multiple interest payments. — Student loans are tough these days. The most recent student loan debt statistics show 71% of college graduates are graduating with some form of debt. 7 out of 10. Crazy! What’s more, some borrowers are stuck with high-interest rates as well as multiple monthly payments from several different student loans.